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Payer & Associates Miami Injury Lawyer 305-854-4442

This is Why You Should Be Careful With the Insurance Adjuster After a Car Accident


You weren’t expecting it but it suddenly happened – you were involved in a car accident that left you injured. Like most other people, you couldn’t have predicted or anticipated being in a car accident and yet, hundreds of thousands of people unfortunately find themselves in a similar situation with being involved in car accidents every year in the Sunshine State. When it happens, it is imperative to understand that you will likely face the questions you will encounter at the scene from authorities again later on from a source you may not have yet thought of – the insurance adjuster.

What Kind of Compensation Can an Injured Person Obtain For Their Injuries?

Car accidents may happen all the time but that doesn’t mean that they should, nor that those individuals that cause them should be allowed to get away with reckless behavior on Florida roadways. Initially, it is important to understand that you have legal rights. You should also be aware of the kind of financial recovery that you may be entitled to if you have unfortunately suffered an injury due to someone else’s negligent or wrongful behavior.

If you have been injured in an accident, you may be able to recover:

  • Current medical and health related costs
  • Future medical costs and rehabilitation
  • Lost wages
  • Loss of future income due to a permanent disability
  • Pain and suffering

Why is it Important to Be Considerate of Your Words?

Insurance adjusters almost always have interests that conflict with yours and are seeking to make sure that the insurance company they work for has to pay as little as possible. For this reason, the last thing you want to say is anything that could be perceived as lacking credibility. As an example, misrepresenting or exaggerating the extent of your injuries or property damage is one of the easiest ways to make it appear that you aren’t being completely forthcoming. It is imperative that you undertake actions to ensure that any information provided is accurate and that you avoid talking to insurance adjusters without the guidance of experienced legal counsel.

How What You Say Can Affect Your Recovery

Unfortunately, your own words in a conversation with an insurance adjuster can reduce or even eliminate any settlement award you would otherwise be entitled to because Florida operates under a comparative negligence standard. That means that while contributing to an accident does not eliminate the basis of your claim, it can in fact mean that the amount of damages you are awarded will simply be reduced in proportion with your percentage fault. Disclosing information at the right time under the guidance of your attorney can help you ensure that you don’t lose out on compensation you should actually be entitled to.

We Can Guide You Toward Appropriate Communication

Many accident victims benefit from having a strong legal advocate when it comes to successfully pursuing a personal injury claim or lawsuit. As the Miami personal injury attorneys at Payer & Associates, we have fought for the rights of our clients in a wide variety of serious personal injury and wrongful death cases. We work hard to provide the injured and their families with the most effective legal representation possible while passionately striving toward successfully holding those who are responsible accountable. Contact us today for a free consultation that is completely free and without obligation.

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