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Is Premises Liability a Form of Negligence?

By Payer & Associates |

Premises liability accidents, when a duty to protect workers, patrons and others with permissible purpose to exist on one’s property is breached, fall under general negligence laws. A property owner’s negligence, which causes unneeded injuries, is a component of premises liability claims that must be proven by a preponderance of the evidence, as with… Read More »

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Workers’ Compensation May See 13.4% Decrease in January

By Payer & Associates |

Thanks in part to two contentious legal matters previously decided in Florida courts, Q1 of 2019 may start with a 13.4% decrease in employer responsibility toward workers’ compensation contributions should legislation pass. The National Council on Compensation Insurance filed paperwork with Florida regulators that would lower employer responsibility while preserving worker benefits. This news… Read More »

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Four Key Timeframes Affecting Payout of Miami Insurance Claims

By Payer & Associates |

You’ve paid insurance premiums on time for decades. One day, an inebriated driver sideswipes your sports car, putting your job and health at risk due to an extended hospital stay. Thankfully, injuries aren’t life-threatening, but your livelihood is quickly headed toward dire straits.  No worries! My insurance company will quickly pay my claim, restoring… Read More »

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Proving Willful Negligence in Burn and Explosion Accidents

By Payer & Associates |

Workers, civilians and vacationers may endure unspeakable pain from premises liability accidents on occasion, but what few can fathom is when those accidents incite explosions that cause agonizing burns from head to toe. Burn and explosion accidents in Miami happen on land, sea and air, with none having pleasant endings to their story. One… Read More »

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Miami Bicycle Accidents and the Laws that Protect Bicyclists

By Payer & Associates |

In Miami, persons propelling vehicles by human power are afforded the same rights as vehicles, although the laws bicycles must follow are equally enforceable as much larger cars and trucks. This means bicyclists are recognized as vehicle operators in the event bicycle accidents occur, but can be held equally accountable if causing an accident…. Read More »

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Why Florida Has Such High Motorcycle Accident Rates

By Payer & Associates |

Terrain unfamiliarity and lax motorcycle helmet laws may contribute to why Florida consistently leads the nation in motorcycle fatalities, but they cannot be blamed exclusively for one’s demise. The state that hosts Daytona Bike Week and numerous other motorcycle events has gotten better at being proactive in protecting motorcyclists, but so far, attempts to… Read More »

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Construction Accidents Rise As Florida Continues Expansion

By Payer & Associates |

From Tallahassee the Keys, Florida’s already vast infrastructure is expanding to accommodate the needs of technology, education, law enforcement and an influx of new residents. When construction projects are undertaken, it’s natural to expand workforces. And, with an expanded workforce comes the likelihood someone will get seriously injured. Construction accidents mean not only do… Read More »

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Dealing With Insurance Claims Bullying After Car Accidents

By Payer & Associates |

Today’s well-informed shopper is more cultured than ever when it comes to insurance enterprises. They are privy to how insurers treat victims after they’ve been ‘disturbed’ by having to send insurance adjusters and fight with attorneys. For the disingenuously treated policyholder that may stumble upon this article, you’re not alone. Millions fall victim to… Read More »

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How to Handle Pedestrian Accidents In Miami

By Payer & Associates |

If you’re an average pedestrian trying to cross one of Miami’s many streets, even the slightest ‘tap’ can preclude you from participating in regular activities without some level of discomfort. Injuries such as broken bones, bruising, fractures, and facial scars can be challenging to deal with, although an even greater number of pedestrian accidents… Read More »

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How to File a Car Accident Clam in Florida

By Payer & Associates |

If someone else’s negligence causes a car accident that injures you in Florida, you have the right to file a claim with your own insurance company and, potentially, with the negligent driver’s insurer. Here is a breakdown of five important steps in the process:  Report the accident. You should call the police as soon… Read More »

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