What is the purpose of obtaining uninsured or underinsured motorist coverage?

Transcript:

The purpose of obtaining underinsured or uninsured motorist coverage in the state of Florida for an automobile accident is because the vast majority of people in the state of Florida either don’t have any insurance, or have insufficient insurance to cover you for your injuries. So the underinsured or uninsured motorist coverage covers you and your injuries if you’re involved in a motor vehicle accident in the state of Florida.