What is a letter of protection?
Often times people injured in an automobile accident or other personal injury case in Miami or Fort Lauderdale do not have insurance or the ability to pay for the medical treatment they need to treat their injuries. By that, I mean more specifically, they don’t have automobile insurance, health insurance, and are not a recipient of Medicare or Medicaid, or have any other means by which to pay for the medical treatment related to the injuries sustained in their accident. But without this medically necessary treatment the injury victim will not recover from their injuries as they otherwise would and will be unable to properly present their personal injury case to the insurance company of the at fault party.
When this happens many injury victims and their attorneys use what is called a “letter of protection” with a medical doctor who is willing to accept it in return for treating the injury victim. When you sign a letter of protection, your attorney will usually sign the letter of protection as well, and what that letter of protection is, is a promise to pay the doctor or medical clinic for the services received at the conclusion of your case. Whether your case goes to trial or whether it settles before trial, you have then have to pay that doctor for the medical treatment that you received as a result of your accident.
A letter of protection should be used as a last resort and should only be used if you have no other way to get the medical treatment you need. This is because the rate you will ultimately pay for the medical treatment received will be more than the amount paid by insurance companies, Medicare and/or Medicaid. Insurance companies, Medicare and Medicaid pay only a small fraction of the amount billed by medical providers in Florida due to provider agreements they sign with insurance companies as well as the Medicare and/or Medicaid fee schedules that govern what they have to pay.
Speak with a Personal Injury Attorney in Miami or Fort Lauderdale to Discuss Your Rights and Responsibilities
The attorneys at Payer & Associates have been specializing in the handling of automobile accidents, personal injury and workers’ compensation cases for more than 20 years. Our attorneys are lifetime members of both the Million Dollar Advocates Forum and Multimillion Dollar Advocates Group Forum (less than 1% of U.S. lawyers are members). Our attorneys personally handle each and every one of their personal injury cases and make themselves personally accessible to all of their clients and their loved ones in order to provide you with the professional service you deserve.
If you have been seriously injured or lost a loved one in an automobile accident, personal injury or workers’ compensation accident in Miami or Fort Lauderdale and have questions or concerns about your legal rights and responsibilities you should contact the personal injury and workers’ compensation attorneys at Payer & Associates today by calling: (786) 509-7484; (954) 463-2111 or 305-854-4442 for your 100% confidential free consultation with one of our aggressive accident attorneys.